Elimination of monthly costs
Use this page to list all your monthly recurring bills (fixed costs) to check their investment load needed to eliminate this bill every month.
The factor 25 is a simple multiple to calculate a sum that yields 4% annually (conservative approach). You can invest in a high-yield savings account or an ETF like S&P 500 to get these returns.
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Take Control of Your Fixed Costs
Track and Optimize
Add each fixed cost and see its impact on your financial freedom number. Adjust the portfolio yield rate to determine the total investment needed. Identify and reduce unworthy costs to streamline your path to financial independence.
Target and Eliminate
Strategic Allocation
Allocate portions of your portfolio yield to specific fixed costs. As your portfolio grows, eliminate costs step-by-step. Celebrate each elimination with the community. Enter detailed portfolio values and choose allocation methods to match your financial goals.
Visualize and Share
Comprehensive Money Flow
Enter detailed financial information to visualize your money flow in a chart. Explore ways to reach financial independence by increasing income or reducing costs. Share your personal money flow plan with the community for valuable feedback and discussions.
